As a child growing up in my family, we never had health insurance. I’m pretty sure the main reason was in fact the assumption that only ‘rich’ people could afford it.
If we were unwell, we saw our family doctor, and if it was an emergency we headed to the hospital. The public system got us through and buying insurance was never even mentioned.
For years I questioned whether it was even worth having health insurance and spent plenty of time confused about gap payments, waiting periods and which provider would be best.
As I get older (eeek! I know, I just said ‘older’), I’m starting to notice things are, for want of a better word, ‘falling apart’ a whole lot faster!
For example, I had a smashing toothache not so long ago. It took me 5 days to get into the public community dentist, where his solution to the problem was to just ‘rip it out’. I declined his tooth tearing offer and opted to have a root canal treatment done.
The dentist completed the first stage of the root canal and asked me to make a follow up appointment to come back for stage 2. The next best appointment I could make was in 10 months time. 10months!!! He then said I would require a 3rd treatment, and the 4th stage would then have to be completed at a private dentist as the public system did not cover the cap required on the tooth.
Silly me asked how much that would cost…. “oh approximately $1200-$1500”. Holey Moley.
I’ve seen advertisements on the TV that tell me over and over again that Private Health Insurance is affordable for everyone. I watch and wonder if they’ve ever seen the state of an 8 person-family’s bank account….. Hmmm, there’s really not a lot left at the end of the day to pay for something like this, but I am determined to compare private health insurance in Australia to find out if it’s something we can look at getting.
After a quick ‘Google’, I came across Choosi.
Choosi is a website that helps you compare different insurance providers and find the best deal to suit you and your family, because honestly, I had no idea where to start, or what we even needed to be covered.
So I started filling in our details and selecting different things here and there. It was quick, simple and free.
The information they provided me with was easy to understand, and the extra information covering all aspects of Health Insurance on their site was fantastic.
Getting Health Insurance quotes from Choosi certainly cut my research time in half (and then in half again), making it easier to choose what we needed and leaving me more time to get on with other important online things….. like shopping!
If you’re interested in Health Insurance and like me, don’t know where to begin, check out Choosi, it’s the perfect place to start, with everything you need to know in one site!
Do you and your family have Private Health Insurance?
Have you found a great deal?
Is it worthwhile for your family?